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    <title>The Minutes of Chamath Palihapitiya on banking</title>
    <link>https://minutesof.com/chamath-palihapitiya/on/banking/</link>
    <description>Everything Chamath Palihapitiya has said on banking: 4 verbatim quotes between July 2026 and August 2026, each with a timestamp and a link to the…</description>
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    <lastBuildDate>Sat, 12 Sep 2026 06:14:11 +0000</lastBuildDate>
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      <title>Palihapitiya notes Fed, OCC and FDIC sunsetted 2011 bank model guidance in April 2026</title>
      <link>https://minutesof.com/q/77823998-210e-4945-9415-462a6a022f76/</link>
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      <description>“What is a model?

At a bank, it is the math behind almost every decision: who gets a loan, how much capital to hold, which transactions look like fraud etc etc etc.

In April, the Fed, OCC and FDIC sunsetted the guidance banks have used since 2011 to check that math. The new” — X</description>
      <pubDate>Fri, 28 Aug 2026 19:34:52 +0000</pubDate>
      <category>banking</category>
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    <item>
      <title>Palihapitiya argues banks structure IPO liquidity to embed gains for their best clients, not company needs.</title>
      <link>https://minutesof.com/q/1223e4ca-be20-45ad-a1a8-6a6db4db5a39/</link>
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      <description>“The SPAC was I didn&#x27;t like the idea that two or three banks sat as the gatekeeper between companies that should be funded and exist and their ability to actually serve customers.” — CNBC Television</description>
      <pubDate>Tue, 14 Jul 2026 12:23:46 +0000</pubDate>
      <category>banking</category>
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    <item>
      <title>Palihapitiya claims OpenAI&#x27;s IPO timing is controlled by banks maximizing embedded gains for clients.</title>
      <link>https://minutesof.com/q/dec385d3-33cb-4e25-9f95-78383cfa4bb8/</link>
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      <description>“That has everything to do with who is lead left and who is lead right deciding how much embedded gain they can transfer to their best clients.” — CNBC Television</description>
      <pubDate>Tue, 14 Jul 2026 12:23:46 +0000</pubDate>
      <category>banking</category>
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