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    <title>The Minutes of Chamath Palihapitiya on capital</title>
    <link>https://minutesof.com/chamath-palihapitiya/on/capital/</link>
    <description>Everything Chamath Palihapitiya has said on capital: 3 verbatim quotes between July 2026 and August 2026, each with a timestamp and a link to the…</description>
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    <lastBuildDate>Wed, 09 Sep 2026 00:32:34 +0000</lastBuildDate>
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      <title>Palihapitiya notes Fed, OCC and FDIC sunsetted 2011 bank model guidance in April 2026</title>
      <link>https://minutesof.com/q/77823998-210e-4945-9415-462a6a022f76/</link>
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      <description>“What is a model?

At a bank, it is the math behind almost every decision: who gets a loan, how much capital to hold, which transactions look like fraud etc etc etc.

In April, the Fed, OCC and FDIC sunsetted the guidance banks have used since 2011 to check that math. The new” — X</description>
      <pubDate>Fri, 28 Aug 2026 19:34:52 +0000</pubDate>
      <category>capital</category>
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      <title>Palihapitiya states half of large US companies cannot deliver returns exceeding the 8-11% cost of capital.</title>
      <link>https://minutesof.com/q/c60bcb11-c536-484b-bbe0-4fc6d7c88840/</link>
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      <description>“What that means is that is the actual cost that you would borrow money at effectively. The problem is that half of large US companies now cannot deliver returns that exceed that.” — All-In Podcast</description>
      <pubDate>Fri, 03 Jul 2026 22:12:00 +0000</pubDate>
      <category>capital</category>
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