banking: everyone on the record — The Minutes https://minutesof.com/on/banking/ Everyone on the record about banking: 9 verbatim quotes from 2 people, July 2019 to April 2026, in one chronology, each with a timestamp and a link to its… en Sun, 30 Aug 2026 22:32:48 +0000 Marc Rowan: Rowan explains banks excel at short-term lending while Apollo excels at long-term lending backed b https://minutesof.com/q/6c27c404-d65d-408d-a112-216f5b5943be/ https://minutesof.com/q/6c27c404-d65d-408d-a112-216f5b5943be/ “And if you think about people like us, we borrow really long because we back retirement liabilities. And institutions, pension funds, endowments, sovereign wealth funds, they borrow really long.” — Marc Rowan, CNBC Events Thu, 16 Apr 2026 13:25:25 +0000 banking Marc Rowan: Rowan says the banking system is in the best shape he has seen in his 42-year career. https://minutesof.com/q/aa611c37-6e62-48e7-943b-fd39a65063dc/ https://minutesof.com/q/aa611c37-6e62-48e7-943b-fd39a65063dc/ “I think it's in the best shape I've ever seen it in my forty two years of professional career.” — Marc Rowan, Bloomberg Live Tue, 03 Mar 2026 17:46:05 +0000 banking Bill Gurley: Gurley notes Coinbase offers 4% daily interest on stablecoin balances without deposit requirement https://minutesof.com/q/b6e1150f-05ee-4c6e-9c31-ad78da1dee4d/ https://minutesof.com/q/b6e1150f-05ee-4c6e-9c31-ad78da1dee4d/ “Here, whether it's $10 or or a million bucks, you know, you put it in stable coin with Coinbase and you start earning 4% daily.” — Bill Gurley, BG2 Pod Tue, 14 Oct 2025 23:40:02 +0000 banking Bill Gurley: Gurley says vast majority of IPOs concentrated in four or five firms, suggests need for banks ded https://minutesof.com/q/f75bb273-65b5-4aec-b915-c3fb1cdb951a/ https://minutesof.com/q/f75bb273-65b5-4aec-b915-c3fb1cdb951a/ “I found some data which we can put up, like the vast majority of IPOs are being underwritten by like four or five firms.” — Bill Gurley, BG2 Pod Thu, 18 Apr 2024 17:23:12 +0000 banking Marc Rowan: Rowan predicts regional banking business models will fundamentally transform within five years. https://minutesof.com/q/74e61093-c0c0-413e-816a-f7bb604f584a/ https://minutesof.com/q/74e61093-c0c0-413e-816a-f7bb604f584a/ “I'll be shocked if five years from now the business model of a regional bank looks like what they do today.” — Marc Rowan, Bloomberg Television Mon, 01 May 2023 16:21:23 +0000 banking Marc Rowan: Rowan sees enormous opportunity in Asia where banks represent 90% of corporate capital versus 25% https://minutesof.com/q/e9f0bce4-0438-47df-9e7e-88e95ab3c009/ https://minutesof.com/q/e9f0bce4-0438-47df-9e7e-88e95ab3c009/ “The banking system is 25% of all corporate capital. In Europe it's 65%. In Asia I think it's 90%.” — Marc Rowan, David Rubenstein Wed, 20 Apr 2022 11:09:09 +0000 banking Bill Gurley: Gurley argues banks advise 30x oversubscription, contradicting four hundred years of economic pri https://minutesof.com/q/29524cfe-9553-4ffa-aff6-5ee750cc987f/ https://minutesof.com/q/29524cfe-9553-4ffa-aff6-5ee750cc987f/ “And no one, no one in four hundred years of economics would suggest that the best practice would be to have a 30 x supply demand imbalance.” — Bill Gurley, Bloomberg Tech Sat, 06 Feb 2021 00:47:45 +0000 banking Bill Gurley: Gurley argues banks deliberately kept ACH slow for thirty years to protect themselves while other https://minutesof.com/q/66426ce5-8d56-41e5-8cf2-587d18f73f4d/ https://minutesof.com/q/66426ce5-8d56-41e5-8cf2-587d18f73f4d/ “They did it to protect themselves, like, three days to settle a transaction. There are other countries that just mandated UK faster payments.” — Bill Gurley, Invest Like the Best Tue, 02 Jul 2019 09:30:00 +0000 banking Bill Gurley: Gurley criticizes banks for maintaining slow ACH settlement times for thirty years to protect the https://minutesof.com/q/87019b5c-0c00-48a3-aa4c-2115d91aa67f/ https://minutesof.com/q/87019b5c-0c00-48a3-aa4c-2115d91aa67f/ “I these banks made a huge mistake, which is they've sat on their hands with ACH for thirty years, and they did it for all the wrong reasons.” — Bill Gurley, Invest Like the Best Tue, 02 Jul 2019 09:30:00 +0000 banking